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Retire to Malta

Retire to Malta


EU or non-EU citizens who decide to retire to Malta will discover a great standard of living and excellent climate conditions, plus other interesting attributes. Some people want to simply change the environment and enjoy Malta’s warm climate, great architecture, food, all sorts of interesting activities, and many more. The Retirement Scheme in Malta presents lots of benefits, but for more details in this sense, you can talk to one of our immigration lawyers in Malta. They can help you obtain a residence permit and immigrate to Malta.

What is the Retirement Scheme in Malta?

The Retirement Scheme in Malta also called the Maltese Retirement Programme (MRP) is meant to attract both EU and non-EU citizens who want to retire to Malta and enjoy lots of benefits, such as a great tax system, just to give an example. Here are a few aspects and conditions to consider when deciding on retirement in Malta:

  1.  The programme is not destined for High Net Worth Individuals – the Authorized Registered Mandatary application form needs to be completed. Maltese Retirement Programme is also of interest to foreigners.
  2. MRP is not available for Maltese residents.
  3. A citizen must own a property in Malta worth at least EUR 220,000 (in Gozo) or rent one for about EUR 8,750/year.
    One should have health insurance issued in Malta.
  4.  Gozo, Qrendi, Luqa, Gudja, Cospicua, Safi, Kirkop, Kalkara, Paola, Tarxien, and Zabbar are a few of the cities part of the MRP Programme, found in the southern part of Malta. You can discuss more about Maltese retirement visa with our experts in the field.

It is important to note that properties acquired in Malta when applying for MRP cannot be sub-rented. In the case of couples who want to retire to Malta, they will need to prove they have a stable relationship when applying for MRP. Moreover, the authorities have the right to verify the persons who want to retire to Malta and check their criminal records prior to granting them the right to relocate to Malta. All the aspects of the retirement programme in Malta can be entirely explained by one of our Maltese immigration lawyers. They can also help you obtain a visa for Malta or a residence permit in Malta if you are from a non-EU country. Interested in Malta citizenship? Talk to our advisors and find out how you can move to Malta.

Applying for a police conduct certificate

Besides the above-mentioned requirements for entering the Maltese Retirement Programme, applicants must obtain a police conduct certificate within 6 months prior to their arrival in Malta. This is an important document that confirms a person’s clear criminal record. However, if a foreign citizen has been involved in a criminal proceeding at a certain time, he/she must offer complete information about this aspect. The Commissioner for Revenue is the institution that makes such verifications and issues this kind of certificate. Offences associated with terrorism, crimes against humanity, money laundering, and varied type of frauds or convictions part of a person’s criminal record are not accepted in Malta. Feel free to talk to our specialists in immigration in Malta and find out more about the eligibility criteria for MRP, Maltese Retirement Programme, and Malta citizenship. Get in touch with us if you want to move to Malta.

Tax benefits for foreigners retired to Malta

Malta is considered a tax haven for foreign investors in this country. The same benefits apply to persons entering the MRP. The Retirement Scheme in Malta states that an applicant must declare at least 75% of their pension and at least 25% of the normal income. A minimum tax of EUR 7,500/year must be paid with respect to the incomes registered outside Malta. EUR 500 is the annual tax for the household staff of a person part of the Retirement Scheme in Malta. For more details about the tax regime for foreigners retiring to Malta, you should get in touch with one of our Maltese immigration attorneys. They can also help you immigrate to Malta and tell you more about Maltese retirement visa requirements.

Retiring to Malta as a UK citizen

Retiring to Malta from UK is not complicated, even after Brexit. Those interested in the Maltese Retirement Programme or Maltese retirement visa must consider some aspects and legal formalities:

  • You can access the Global Residency Program which allows you to stay indefinitely in Malta, as well as free travel within EU countries.
  • You must provide proof of a stable income, i.e. pension.
  • You must bring documents that certify that you are in good health. These documents must be issued by a specialist doctor.
    If you plan to travel, it is recommended not to exceed 183 days per year.
  • There is an obligation to have knowledge of English or Maltese. You can discuss more about how to retire to Malta with our experts.
  • Also related to the Maltese Retirement Programme, applicants can invest in real estate and buy real estate with a value of at least EUR 275,000.

These are some of the formalities imposed for those retiring to Malta from UK. Call our specialists if you want more information about the Maltese retirement visa.

Retire to Malta from USA

If you want to retire to Malta from USA you need to apply for a permanent residence permit that is renewed every year and follow other retirement conditions. Retiring in Malta as an American means providing information about personal finances. Income of at least USD 26,039 is the condition imposed for those interested in retiring in Malta as an American.

An interview stage, a clear criminal record, and the opening of a bank account in Malta are among the formalities that must be observed by those who want to retire to Malta from USA. We invite you to discuss all the legal aspects related to retiring in Malta as an American citizen with one of our local experts.

Retiring in Malta from Canada

Canadian citizens can discover the benefits of the Maltese Retirement Programme if they want to settle in this country. As in the case of American citizens, Canadians do not need a visa to enter this country, but there are other formalities to be observed.
It is important to know that there is an Agreement on Social Security between Malta and Canada, since 1992, which says that people who have worked and/or lived in Malta and Canada are eligible for benefits or pensions from both countries.

One can qualify for the Maltese Pension Programme, if they prove that they have paid the social contributions, including those for the pension. But in order to better understand the advantages offered by these countries to their citizens, you can get in touch with our immigration lawyers in Malta and discuss retiring in Malta from Canada.

Retirees and citizenship in Malta

Are you retiring to Malta from UK? Are you interested in the Maltese Retirement Programme? You can access the dedicated scheme and you can also apply for citizenship at a certain point. As for the formalities for Malta Citizenship by Investment, you can enter this program with an investment of at least EUR 700,000 or a donation of at least EUR 690,000.

Authorities also accept rental contracts with a value of at least EUR 16,000 per year, for a minimum of 5 years. In addition to these aspects, you must also bear in mind that the authorities require a clear criminal background, as well as information about the state of health. Therefore, if you want to know more about Maltese retirement visa requirements, please talk to our specialists in immigration.

Short facts about retirement and community in Malta

Malta is a small insular state that welcomes foreigners interested in the available retirement programmes. The country is known for its excellent warm weather, great cities and places to visit, varied events, and a great community to join from the beginning. Gozo is a Maltese city preferred by foreign citizens already retired in Malta, who benefit from a slower pace of life, great amenities, and transportation, appreciated restaurants, plus affordable house rental and daily expenses:

  • the rent for a two-bedroom property in Malta can start at USD 600;
  • the prices for apartments or villas in Valletta can start from USD 140,000;
  • USD 500/month is the average cost for groceries of couples living in Malta;
  • the rental prices in Gozo, an appreciated Maltese city are cheaper compared to other municipalities in the country.

Foreign citizens interested in the Retirement Scheme in Malta are invited to talk to one of our immigration lawyers in Malta and find out more details about the conditions involved. Please feel free to contact us and see how you can relocate to Malta.